In normal times i would think selling is typically the smarter financial choice, but at the current time keeping may have a significant finance (due to low interest rate) advantage.Here is a list of why adding ADUs in my CA market is typically a poor RE investment:1) The value added by the ADU addition is often significantly less than the cost of adding the ADU.

@Steven Bowdich-Called around few banks in Wichita & found out 5 year term is normal in that market for commercial loans.

We started raising the rents on the 3 and 4 BR units until the rate of leasing slowed to a normal pace.Fast forward two years and we found ourselves with higher vacancy on those same units. 

We normally get a ton of candidates but few that make it to showing status. 

A little higher than normal per FB.

That way my ad never changes.I have normal pictures and description copied from my Vrbo ad.

Normally, we don't make rent increases that soon as we want a chance to see how their payment record is.

Sometimes the items are not a deficiency but merely a recommended alternative way to complete something and those can normally be talked away without even making them into the report.

Waving normal setbacks.  

The lender is not normally aware that a "wrap" has been done.