@Edmund Ricker   @Dion DePaoli  is really the note expert on the BP site. however since your new and asking questions.Notes are sold to the market place based on risk... and NPN ( especially seconds) are the most risky first next risky... you need to buy those notes with a lot of yeild on them to mitigate the down side.Its not like your going to buy a NPN and write a letter and all of a sudden a home owner miraculously becomes a A plus borrower.. can it happen yes. .but its not 100% by any means.. so the market is telling you what the risk is based on history.. and then it gets down to the market were the notes are etc etc..

Miraculously, they provided identical answers.

Over 20 real estate investors attended the event and somehow we miraculously fit them in a small conference room that can fit only 10 people.

it depends.. when your buying OREO  and where its permissible and your in a multi offer situation and the numbers work.. letting the listing agent double end will in most instance miraculously get your deal done LOL....

I have become borderline obsessed with the podcasts and hope to become just as obsessed with participating on the forum.I am truly thankful for this miraculous resource, and would like to give a special thanks to Josh, Brandon and all of those who make this resource possible.In closing, I would like to ask the community for advice!

The water doesn't just miraculously appear below the ceiling and fall to the floor causing flooding...

So, for the fifth time, show the math that roughly matches with the calculators and shows how prepaid principal savings are achieved OR if you can't come up with something better that my calculations (that worked out and matched), you can own up to the fact that the "miraculous" savings of this "magical" HELOC approach have nothing to do with math, but simply the differences in HOW you pay off the debt.

He is a self-described "foodie" and the only requst he had of me was for a second oven rack, which I miraculously had because my personal oven came with 3........except for a request a few months later he emailed and asked for " a couple" of household fire extinguihers.  

They don't guarantee that the high-risk tenant will become miraculously trouble-free, because they agree that you can sue them, too, after you kick the tenant out.In my experience, learning things the hard way, co-signers are worthless.  

By not using English, it gave me a profound appreciation for the English Language and the year after I started reading every book I could get my hands on.My wife taught Japanese immersion and I saw a similar miraculous transformation for kids from the inner city.