I’ve lived in my current single family home since 2020.

But Scott is doing something other than what you do, which is seller financing owner occupied homes.

When they do, you can refinance to a lower rate.Dealing with current high interest rates (about 7% on 01/27/2025) you have the following choices:A larger down paymentAccept a negative cash flowBuy down the interest rateCombine and balance all three to get an acceptable cash flow today.

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

Do you want a 5% return or an 8% return.Second - determine what the rate of return will be from ownership of this property(Both cash-flow and appreciation).Is the second number larger than the first number?

It means a $100k purchase, like a home, in 1980 is exactly equal to a $368,615.38 purchase today.     

My experience was mostly doing SFH/Duplex/Triplex etc. and had experience in larger multifam. 

I can envision that the numbers on these luxury homes would lead to to a long lag time...but hopefully I'm wrong. 

Home Equity: What Is It?

So that the tenant rent is providing a larger amount of return of capital.