You have several choices, none great.One choice is the five people, on their own and without any intervention by you, for an entity.

Government intervention into this issue is overbearing and only hinders all parties.

He believes this pause is due to the government intervention in restricting first time homebuyer's ability to get mortgages. 

It all depends on the investors emotional relationship with leverage if leverage makes you stressed and the pain of leverage exceeds financial gain then sure you'll try to reduce leverage even if it makes financial sense to keep debt or add more.Nowadays with the advent of the internet, systems, full service property management companies, and technology bills/payments can be taken care near seamlessly with little of your intervention.

and requires principal intervention via MM inventory to achieve regulatory requiremets for market stabilization, etc.

It seems that we are getting closer and closer to either eliminating or drastically reducing government intervention in the market for financing for housing:Housing regulator wants Congress to shrink Fannie Mae, Freddie MacA gradual draw down seems like a logical solution to me.

It has created an artificial market do to govenment intervention which is scary, as we all know what usually happens when the government intervenes in the real estate market.

A house with a great tenant in it will require no immediate intervention in that area so will be worth a bit more (at least to me).

Read this.Without gov't intervention things are going to get messy in the not so distant future.https://www.mpamag.com/news/mb...

Without the realtor's intervention, of course.