Also, if a claim were to be filed won’t the identity of the member(s) be determined through the discovery process?

I have ran these numbers probably 30x, using ChatGPT and Python scripts, and they are almost identical to these numbers every time.Am I missing something?

Not sure what happened with this case - hopefully he's prosecuted and convicted. https://www.biggerpockets.com/forums/49/topics/1168199-fraud...  

I have no way of knowing if losses are due to bad luck, fraud, negligence, naivete, or acts of god.

To really know the result, I'd need to be advertising two identical properties -- one with a premium listing and another with a regular listing.Does anyone have experience that clearly shows a result from using a premium listing?

That is what we call FRAUD! 

Fraud  - A guru states that using his methods will lead to riches but his methods are actually illegal, or states he has been very successful utilizing this method and the truth is he hasn’t.3.

I will be paying ALL closing costs, can the seller just give me an incentive for that $54,000 or is that in some way fraud for inflating a price? 

WIDE open for mortgage fraud..

Florida is definitely getting riskier and it is mostly due to the increased insurance costs (from weather and natural disasters as well as fraud).