So, you can do a land contract for 12 months, which should allow lender to credit you full value of the land vs the purchase price, but the loan will pay off the land contract, so the lender maintains first lien position.Can't help you with the rest of your question, but you should be able to search for "CPA" here on BP to find experts to reach out to.

Another issue we are dealing with as an organization is what determines a property Lead-Free in New Jersey.

How much of a credit do they offer at closing to cover the servicing fee?

You won't find a deal where you live for free, but if you can live in a great neighborhood at a reduced cost of living that is a nearly risk free way to get started in real estate. 

My father took out a $320K home equity line of credit (HELOC) to invest with my brother and I.

Feel free to message me!  

In many instances putting bad money after good by furnishing homes for STR or MTR leasing or perhaps making their personal credit vulnerable by agreeing to Sub To arrangement.

Hell, I can't stand Biden Jr. but I give credit where credits due; he's a WAY better coke-head criminal than I ever could be!

It’s because having cash available doesn’t not necessarily mean the borrower has the credit CAPACITY to obtain a loan.  

Do you own the property free and clear?