I'll second what Scott has said (with major emphasis on lawyer to review docs)Also, when I saw "craigslist", I cringed a little...

People put more emphasis on the "due on sale clause", then they do the actual deal, including selling.

Although commercial financing does tend to place an emphasis on the economics of the property (cash flow, ability to debt service, etc.), borrowers are part of the qualification process (up to 25% weight of the final decision is based upon the borrower's creditworthiness).

I don't know how true this is, but I would think they would NOT put the same emphasis on screening as someone who has more financial interest in retaining the tenant long term.

(emphasis mine) No prefabricated or modular homes shall be moved in and set on the lots.

Also, I expect a high emphasis on customer service to the tenant - most MC's aren't very thorough and can come off as bullys or very nonchalant when interacting with tenants which in turn can lead to a high tenant turnover rate rather than focusing on keeping everyone happy.

I am a civil engineer with emphasis in structural although I have never practiced structural engineering in the "real world".

(emphasis yours) the logical follow on is "What format should the data follow?"

they are looking at INCOME TAX RETURNS more than the emphasis on perfect credit, so the mere $24K income will not get you approved for squat. am I wrong here?

Yet, the results of an HUD sponsored study on housing prices in 2004 revealed that (emphasis added), [S]ampled prices for single-family homes in areas of Houston that were (1) zoned, (2) governed by covenants, and (3) governed by neither zoning nor covenants . . .