It took 6 months of market research (you won't reinvent the wheel), 2 months to build spreadsheets (analysis paralyze), 6-7 house tours (leverage a local RE agent), and 30 days to close with a conventional loan. 

I can put 20% down; the rest could be HELOC or a conventional loan. 

Rates can be very similar to those of conventional financing (Fannie/Freddie - full doc loans that you will need to prove income to get), but typically a little higher than conventional financing. 2nd - Networking and partnerships! 

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

My journey has been anything but conventional, but it has shaped me into who I am today.

Airbnb tech team is working on it they said but this is how I added categories besides the ones Airbnb suggested for my listings) Hi Garrett, I'm new to the STR world, but I own a digital marketing company for insurance and have been an SEO for the last 16 years.

But in this case what is the difference from the buyer prospective, other then they are getting a better loan/ equity situation then conventional financing?

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.

This kind of sale I'm alluding to would certainly be a non-conventional sale.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.