Currently I have PCS orders there as an IT so barring some catastrophe I should be going there for sure.

I wonder what will be found broken, and what will be done to fix the problem for the next catastrophe we see.

Video on the potential catastrophe that will follow the passing of Senate Bill S8125: https://youtu.be/e0TSoDnFNGs

So -- I removed the PM costs, dropped maintenance and CAPEX to 5% each (a catastrophically low number, but better than nothing)In this bare bones model, you'll make about 3% per year.

Especially when there a catastrophe (i.e. storm ⛈) The costs of materials and skilled labor increase drastically.

You can limit inspections in your offer to catastrophic plumbing, electric, foundation, structural or environmental issues.

It's just a good idea for them, but for me, its contractual stipulation protects me from any claim from my tenant in event I'm sued for losses from some catastrophic or other events that causes tenant losses. 

My insurance broker has not minced any words on what's happening in their industry; coverage is focusing on paying claims for catastrophic events only.So the good news: "it's over." 

You can also consider a higher deductible if you want to save premiums and use insurance for more catastrophic losses.  

I believe it tends to give me a slightly lower return, because the sponsor is going to be more careful, and if there is a severe downturn will prevent me from taking catastrophic losses.