https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

Study the market.

The most important thing is to know the details of your local program like the back of your hand, then look for loopholes.Just to give you and the other BP'ers a deeper handle on why some TDR programs work and some don't, I just uploaded an excellent study on the topic to my FilePlace at http://www.biggerpockets.com/files/user/ChrisNewma...

RCS (Rent Comparability Study) to increase rents What was the outcome?

Studies have shown that guests don't want to book for a full week anymore, they'll pay more per night for a shorter vacation of 3 or 4 nights. 

It sounds like there are a lot of techniqualities to this I will be studying on. 

Do a case study.

If you had 20 years of experience, great connections in the US, and knew your market in and out then I would say you could probably leverage at a higher rate and could probably manage that risk because you have substantially decreased all of the other risks.You should really study what happened in the US during the 80's when overleverage on real estate put a lot of people in a bad spot.

What I share comes from my experiences in court room and mind numbing hours of study and research in a law library on contract law and interstate compact. 

I am currently studying to get my real estate license in the state of PA and plan on buying my first investment property in the next couple months.