The problem with vacancy is it assumes all products are the same, our 2 bedroom which is designed much better than our 3 bedroom and more thoroughly remodeled has lower vacancy.

if you want to buy a vacation house for your family, and you can afford it, and you'll occasionally rent it out - that's great, it's just not an investment. 

All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

He's already making (effectively) around $350/hr - if he's paid on production he could also just make another $175k a year with those hours. 

Their pivot to ADUs more recently is an attempt to increase affordable housing in many of those same areas. 

All programs have LLPAs but that's more so any bank's individual guidelines and overlays to specific product pricing.

House hacking is an incredible way to live affordably while building wealth through real estate.

There’s no reason to go through a disaster (I'm mid recovery myself) and not get the financial upside by becoming the developer and selling a finished product versus raw land.If you have to completely rebuild, it’s a two year process at minimum.

These areas are experiencing significant development and population growth, driven by families and professionals seeking more affordable housing while staying close to the job hubs in Plano, Frisco, and even parts of North Dallas.

We have a 30Y Fixed DSCR product that would likely fit your needs.