The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

So your saying select No Damage Protection and just submit an extra charge when it's warranted? 

Sometimes you might want to go extra on something like the master bath or contemplate other exit strategies.

The builder had a given us the paved yard, Granite kitchen top, washer and dryer at added value with no charge.

That would be a helpful addition to your plan as you would further reduce your cost of living.Also don’t forget from that $600 you are planning on getting in cash flow you have taxes, insurance, maintenance, capex, and vacancy to consider.With two homes, you may want to keep that extra $20k as an emergency fund rather than spending it on a third property and then be left with no emergency funds.

.- Value-Add Investments: Beyond cosmetic upgrades, think about adding amenities like solar panels, EV charging stations, or smart home tech.

Every state is different but what if you added additional egress doors/staircases? 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I second all that has been said above - all of those folks referenced have been really helpful to me and have added lots of value to so many BP community members, especially in our local marketplace.

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.