in cash flow would cut it for me. i'd want enough to cover the mtg, but also R&M and a little for vacancy. if i can't do that plus have a little actual "cash flow" left over.... i'm still here :) if that's any indication. 

It’s time for me to invest some of the money that I have sitting into real estate.

So you have bad financial terms working against you along with finding properties, making deals, getting financing etc Secondly - for me it's time consuming.

Question• Has anyone formed an llc to start and fund their 1st real estate purchase using a SBA loan?

You are so right about analysis paralysis 😁Not too concerned about mechanics though I would like to learn more about how to best use CRMs (specifically freedomsoft), but also would like to learn specifics regarding forming LLC structures and tax strategies 🤔

Just not for me. 

@Anthony Finelli check your mortgage paperwork for the Truth-In-Lending form to find your APR.APR is your effective interest rate including interest, MIP and closing costs.If you can refinance the rental at a cheaper rate than the APR, then you should!

Best of luck on your real estate future, it's been a fun adventure for me!

For me the area I was concerned with was estimating costs.

Their success speaks volumes however, its a bit much for me to stomach for a potential benefit.