These are all best execution for a well qualified sponsor. The below terms are live as of this date, for a rate and term refi (no cash out).

From left to right:
Points: 1, 1.25, 2.
Prepayment penalty: 10 years, 3...

The cost starts with  1.) plan cost (survey, civil engineer, site plan, architect, structural engineer, mechanical/electrical/plumbing (short for MEP) plans, etc.).

This program is also winning on our weekly interest rate survey at the moment.Here is an example of a loan summary put together for a client last week.

What's somewhat interesting to me is that there is not a line item for survey.

Your mentioning Surveys is throwing me. 

I have seen 2 recent surveys on this subject.  

A lot of the things a mortgage company requires is to protect their financial interests (and subsequently protect you also)....getting title insurance, a survey, an assessment/inspection, and requiring home owner's insurance. 

If I am a Dave Ramsey fan, I am tickled pink about being included and thus fill out the survey.  

There is a river behind my property and the town / state required a wet land scientist to preform a survey to identify the "high water mark" which was placed at the edge of my property. 

Research comparable properties in the area to gauge pricing, rental rates, vacancy rates, and demand.Property Insurance: Obtain quotes for property insurance to understand the potential costs and coverage options.Survey: Consider getting a property survey to confirm boundaries, easements, and encroachments.Due Diligence Contingencies: Include due diligence contingencies in your purchase agreement to allow time for inspections, assessments, and resolution of any issues uncovered during the process.Risk Assessment: Identify and assess potential risks associated with the property, such as market volatility, tenant turnover, maintenance costs, or regulatory changes.Exit Strategy: Develop a contingency plan or exit strategy in case the investment doesn't meet your expectations or unforeseen circumstances arise.By thoroughly conducting due diligence, you can minimize risks and make an informed decision about purchasing the property.