My partner and I developed a banking relation with a moderate sized Texas bank 11 years ago.  

You only have to be moderately curious and be willing to study where these policies have led in the past.

It was a win/win because with my guests going to dinner with a $50 gift certificate they felt like they were getting their meal paid for but the owner of the restaurant once told me that my average $50 gift certificate holder would spend a minimum of $75 while they were there on extras like appetizers and alcohol purchases that were typically big mark up items for him.

Oftentimes all that is needed is to show genuine interest, to actually do what is suggested by the mentor, and to be at least moderately grateful along the way.

Make sure that you say that you will be with someone over 18.What I am talking about is like something in Sacramento.https://www.meetup.com/cashflowgamesacramento/events/mxwnqqyzgbjc/But since they serve alcohol you might not be able to go.Look into it though. 

I will add work moderately hard at least when starting.  

I look at it as what other returns can I get in my SDIRA or SOLO say from equities at *maybe* 10% average with moderately high risk vs 12-20% returns with real estate with much lower risk.

on any RE investment I do in moderate to high appreciation areas, I take advantage of leverage.In your case as presented stocks is easy decision.  

Being in a price point that typically caters to moderate earners, so affordable to their incomes, but also having a tenant base that is more likely a renter by necessity than choice (or the non-PC way of saying it: a tenant that can afford your rent without struggling, but can't afford to save up to buy a house).3.

Once fully satisfied, the split becomes 50/50.When accessing this deal, here’s what went through my mind:A PMP would have to be okay with holding their funds long-termThe borrower would need to be experienced with doing wraps, as it takes time to get willing and able buyerThe borrower would need experience in pivoting to a different exit strategy should they fail to successfully execute a wrapWith NO EQUITY on the property originally, and the PMP being in second position, the borrower would likely need to cross-collateralize if the PMP has NO INTEREST in taking over the propertyMy conclusion, from looking at this from a thoroughly analytical standpoint, would be only someone who has a moderate to high risk tolerance and cares about cash flow without pulling out and parking their money into numerous deals would likely lend on this.Anyways, thoughts anyone?