@Imani Naomi sounds like you have field experience with MTR.

Hey Andrew👋🏽, it sounds like you're leaning into Option 3 - buy another house hack, and based on your situation, that seems to be the best option for you until you can build up enough equity to buy a deal cash - also consider that if a property is distressed, you can also do a hard money loan and they will give you the money to rehab the property, too.

I apologize if it sounds like I'm bragging. 

We have roofers that we use that will actually do small repairs and will only tell you to replace the whole roof if it is actually necessary.

Our insurance covered new floors for the entire house as well replacing subfloor in bathroom and two adjoining rooms.

It sounds like you both have a solid vision for your future in real estate, and it's great that you're taking proactive steps to build your credit and explore creative financing options like wholesaling.As a real estate accountant, I work closely with investors who are just starting out, as well as seasoned pros.

. $20K and 9 free months sounds obscene.

@Alejandro Forte it sounds like a substantial portion of your portfolio is free and clear.

Hey, sounds like an exciting project!

The purpose of Thact classes is to Burrr, yes you will learn to Wholesale and Flip but then end goal is to own as many Burrr property so you can earn enough passive income to get out of the rat race. lol I sound just like him.