Another lending option you can use aside from DSCR is Bank Statement loan program since you are a business owner.

Now that my client list is expanding and rentals aren't going as quick I need something to organize better and that goes out to more than 3 sites.I use Follow up boss but I'm trying to keep the rental side separate because I lose track of a lot when combined.Any low cost or free programs that meet my needs?

Also, due to KC mayor creating this ordinance, which to highlight and summarize includes:bans discrimination against tenants based solely on:"-Source of income from an occupation, including gig work or paying rent in cash-Use of public programs like Section 8 Housing Choice Vouchers, disability checks, or social security-Poor credit score-Prior evictions and alleged damages older than 12 months (less than 12 months can be a basis for denial)-Prior convictions or arrests (sexual and violent crimes are excepted, a landlord can still deny based on these convictions)-The ordinance also requires the city to proactively scan for rental ads using discriminatory language like “no Section 8” or “no past evictions”.

It's a newer program, just announced back in December. 

I know you can buy individual notes from them without being accredited, and they used to provide training to educate investors, but they stopped that program.

Even if the FHA program doesn't work out, they have other programs/products that'll be right for you and your goals. 

This criteria is for 1-4 and 5-8 unit programs.

This criteria is for 1-4 and 5-8 unit programs.

Hi,I’m looking to buy a 2 family house in Brooklyn NY. 1 tenant is on the section 8 program and they pay $2000 rent.

If you need to improve your credit score, we can introduce you to a credit repair program we work withExtra thoughts: 1.