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Updated 11 months ago on . Most recent reply

Natali Cobb's profile image
Natali Cobb's profile image
Natali Cobb
  • New to Real Estate
  • from Clifton Park, NY
  • Member since Mar 19, 2024
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Natali Cobb's profile image
Natali Cobb's profile image
Natali Cobb
  • New to Real Estate
  • from Clifton Park, NY
  • Member since Mar 19, 2024
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Natali Cobb
  • New to Real Estate
  • Clifton Park, NY
18
Votes |
31
Posts
Private Lending & Conventional Mortgage Advice

FHA loans on owner occupied multifamily properties

Natali Cobb
  • New to Real Estate
  • Clifton Park, NY
Posted

Hi all,

Can I use a FHA loan on a small multifamily (2-4 units), as long as I live in one of the units for at least 12 months? Are there any other major stipulations to consider? Any tips to get qualified for this type of loan?

  • Natali Cobb
    • Albany, New York
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    Natali Cobb
    • New to Real Estate
    • from Clifton Park, NY
    • Member since Mar 19, 2024
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    31
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    Natali Cobb's profile image
    Natali Cobb's profile image
    Natali Cobb
    • New to Real Estate
    • from Clifton Park, NY
    • Member since Mar 19, 2024
    Connect
    Natali Cobb
    • New to Real Estate
    • Clifton Park, NY
    18
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    Natali Cobb
    • New to Real Estate
    • Clifton Park, NY
    Replied

    @Derek Brickley 

    That's so interesting! I'll definitely have to do some research on it. Are there any stipulations that come along with it? For example, the PMI on FHA loan. Curious how banks are able to make this work.

  • Natali Cobb
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