And maybe reconsider your tenant type if you need to spend a few days out of the year or periodically dehumidifying the place?

@Jon Mekeel - I'll give you two-in-one answer: get on the list of all wholesalers you can find and watch their emails - periodically, one will make the mistake of sending one with their whole list of recipients in the TO field.

I have been doing work to improve the side that I am living in, including finishing the walk-out basement that adds another 2 BR and 1 Bath. 1-1 rate buy-down gives me a 24 month period refinance at either a lower rate, or at a higher value (forced appreciation from improvements).

A day before the redemption period was up, we paid the $1,123.34 tax debt and fees and bought the property from the seller for $500.

You're holding period certainly clears that bar.BUT.....

period. 

Purchase price: $293,000 Cash invested: $37,000 Canal home with poolBuy, rehab, rent, and waiting for the seasoning period to refi.

I did miss the payment from my last paycheck (I have it, but wasn’t able to get to the bank to get a bank check) so I was going to pay it this pay period along with another $370 (total of $740).  

If the plan is to stay with a commercial loan, the construction finance and permanent loan can be one product, with typically a 12 month interest only period during construction, then rolling into a principle and interest payment afterwards. 

The answer is clearly yes, not to be fair the 2010’s were probably a golden age for re investing, this is an especially tough period, so that gap feels huge, some of this is just a result of the pandemic and subsequent inflation, some of this is by design, the Fed wants to restrict investing and for you to put money into tresuries and cd’s not real estate & stocks.