The biggest disgust I have are for the many that have posted here, who imply they have some special knowledge about market movement.

I highly recommend movement to anyone looking to buy they have the fastest mortgage product on the market and the customer service was impeccable.

@Jacob L White 1) you  shouldnt  need to  fill out any application to obtain rate  quotes  for  whatever   scenario you want ...if a  lender  isnt willing to  provide a detailed  quote for what you need-  move on the next  option    2) Movement mortgage has  locations in  all states and  is  very  strong in the  SE  reagion

That could be one factor that helps perpetuate the false description of RE income being "passive".

@Maria Raspatelly- Movement Mtg has  offices  in all states and is strong in FLA ...refinancing the  FHA loan to a  conv loan normally is a  great move  a this might  allow the removal of the FHA MI .....with rates  spiking - this benefit has likely been  diluted  ....I am  aware that the  main reason to refinance is to free up the  FHA ..........BEWARE  ....if the plan is to  refinance the  present home as a " primary "  home  and then immediately look to  purchase the multifamiliy  to be your primary - some  lenders   will not  be able to  help due to  two primary  residence loans  closing  in close proximity .......if the  refinance  is to be  done  as a  2nd home or as a rental home - then this will be OK  for  all lenders 

- Each neighborhood is different in Columbus, you should make sure to build a team around you of people who know the local market and its movements. 

You have no way of controlling someone's everyday movement or routines.

Stay away from properties with basements, unless they're < 40 years old, Wichita gets a lot of earth movements so you'll be looking at very expensive foundation work. 

I went with @Parker Borofsky at Movement Mortgage.

Just be careful not to fall into the trap where you become a perpetual student and never end up doing anything.