Mortgage Brokers or Lenders who can shop your rate

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Kevin Luttrell
Lender · Orange County, CA · Member since 2019 · 299 posts · 255 votes
4y
Quote from @Jacob L White:

Trying to find the best rates and terms without filling out a ton of applications. Who should I call? I need a company licensed in most of the Southern states.


 You don't need to fill out a ton of applications to shop rates. Most decent lenders can give you a quote prior to a full application. 

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  • Erik EstradaBusiness Member
    Lender · Los Angeles, CA · Member since 2022 · 7k+ posts · 1k+ votes
    4y

    @Jacob L White Hey! Finding financing options can be challenging. What are you looking to finance? 

    [email protected]818-269-7983
    LuxePrivate Investments LLC 571 Reviews
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  • Kevin Luttrell
    Lender · Orange County, CA · Member since 2019 · 299 posts · 255 votes
    4y
    Quote from @Jacob L White:

    Trying to find the best rates and terms without filling out a ton of applications. Who should I call? I need a company licensed in most of the Southern states.


     You don't need to fill out a ton of applications to shop rates. Most decent lenders can give you a quote prior to a full application. 

    1Reply
  • Brad Hayden
    Real Estate Consultant · Broomfield, CO · Member since 2015 · 79 posts · 40 votes
    4y

    @Jacob L White -- if you're working multiple deals in different states, an independent mortgage consultant is a must.

    They'll have an established network of lenders and will know which ones work in which markets and which programs are best suited for each particular deal. They should be able to quickly provide preliminary loan estimates for each deal you identify. They should already have lender contact info and the good ones will handle most of the lender communication and will track & report requirements and process milestones. 

    Someone who works for you; to help you find the best solution for each project.

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  • Kevin Woodard
    Lender · Nationwide · Member since 2021 · 220 posts · 105 votes
    4y

    If you reach out to a lender they will be able to tell you what you should expect. Tell them what you are looking to do. Entity owned or personal. Project scope (construction or not). Exit Strategy (refi to hold or sell). Regarding you personally. What is your experience? How is your credit looking? You'll be able to get a general ballpark. From there throw the general rates into an excel and you'll have the upper and lower limits of what to expect. Hope this helps!

    1Reply
  • Dave Skow
    Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    4y

    @Jacob L White 1) you  shouldnt  need to  fill out any application to obtain rate  quotes  for  whatever   scenario you want ...if a  lender  isnt willing to  provide a detailed  quote for what you need-  move on the next  option    2) Movement mortgage has  locations in  all states and  is  very  strong in the  SE  reagion

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