Your are ALSO doing comp's to peg exactly what value the market places for different conditions of that home, what value it places on say an updated kitchen vs outdated, or facelift vs full reno, high end vs mid level.

any updates to this program?

I understand the rules for a cash out refinance and regular refinance are different but would you just consider this a "loop hole" to get your 75% LTV and not worry about seasoning? 

It’s May, and it's time for another Las Vegas update.

ET Feb. 7, 2019 | Updated 11:12 a.m.

If my partner forgets to update any step, then we end up with an error and tenants will complain.

Key takeaways include:Thorough Due Diligence: Ensuring all aspects of the sponsor's background, financial health, and track record are meticulously examined.Consistent Criteria: Applying consistent criteria across different sponsors to facilitate objective comparisons and evaluations.Continuous Monitoring: Regularly monitoring the sponsor's performance and financial stability throughout the project lifecycle.ConclusionSponsor underwriting is an essential component of successful real estate and investment management.

To ensure your STR performs well, do your kitchen and bathrooms need to be fully renovated and updated?

In that case, I would shop it around to see if any other regular carriers will write the coverage.  

I’ll keep you updated.