Hi Starr,Tim Horton's requires you to be an owner operator and hands on.For mutual success and satisfaction, we must ensure that every Franchisee possesses the necessary skills, commitment level, dedication, work ethic, character and strong people skills.

Spreadsheets will tell you what to do from there.As for the PM....yeah i'd replace them too.        45k investment plus maybe 5k in damage/treatment isn't a horrible deal.   

That being said, it's up to you to decide whether to work with the little guys and maybe even form a working relationship with them while dealing with the quality(or lack thereof) in their work and business ethics; or, find an established construction company that would maybe give you deals if you give them volume work or put up the money that they charge. 

This is of course assuming they meet the criteria of trust worthy, good work ethic, etc...

This is a clear violation of the ethics code inspectors are required to abide by.

We are eager, excited, committed, and have great work ethic and money management.

Also is there a way I can look up to see how ethical and reliable people are before doing business with them?

This should not be a legal or ethical decision. 

We want to put our work ethic to the test and control our destiny and as such our income.

Here's the deal:  If a person in business displays professionalism and appears to be ethically, legally, and practically aligned with my clients' interests, I'll be inclined to work with them.