A tip is voluntary, so your tenant could agree up front, then refuse to pay.

You buy it and look to pay it off.

I'd offer to pay more in commission than what you think is the "going rate" (not your exact words but what you are wondering) on my first deal or two with agents so that they are enticed to work with you.2.

By paying off the land loan through the new construction, it removes that lien and allows the construction loan to move into 1st position.   

The tenants in back apartment were married, was informed by the female that they were getting a divorce but she would be fine paying rent alone.

Today is very different as it is all about the management (and not appreciation) compared to past where management could suck but you still had superior apprecation.This will not crash housing of course but all those "creative" deals where people are paying more than market value are going to realize they have no exit. 

So for her, the fees of 3% at closing and 1.5% per year is a steal vs paying $400,000.

The increase of the money supply in 2020 is quite simply the cause of the inflation we saw in 2021-2023.

You should learn how to analyze property to ensure it's going to pay for itself.A couple suggestions:1.

Quote from @Caleb Brown: Is the property worth the higher price to pay off the loans?