It has come to my attention that there are two distinct routes to travel when seeking an agent in a small town. - Pick the agent who lives in the town and can generally help you with trends and market information-Or- -Pick an Agent from the local big city (In my case Fort Wayne) which has the advantage of having done more deals and knows more pitfalls of the deal process and what to look for to make it an even better deal.Which is better and why?

The county has two distinctions that determine the rules applied to your property.

Also, it will be pretty much impossible to qualify a property that is a 4-bedroom SFR with multi-tenant rental income, you are much better off doing this as a duplex/triplex/quadruplex, living in one and having the tenants actually renting distinct units

That’s an important distinction to make.

By working together with your property manager, you can ensure that your rental rates are strategically positioned to attract quality tenants while maximizing your investment returns.Creating Distinct Living Spaces:By working closely with a knowledgeable property manager, you can successfully establish clear boundaries between your personal living space and the rental units.

And I apologize that I didn't clarify a couple things...First, there are two distinct types of educator I've seen -- one that shoots for relatively low volume, high cost; the other that shoots for relatively low cost, high volume. 

If you don't have a two-year work history, then you'd need to use your schooling and any internships that you might have had to fill a two year period in a way that would be acceptable for a lender.Regarding closing costs in Florida, there generally 5 distinct types of closing costs:1) Taxes (transfer taxes imposed by state, and taxes to record information)2) Insurance (1 year prepaid upfront, plus 3 months of escrows)3) Inspections (Survey, Appraisal ect.)4) Title Costs (Florida generally uses Title companies to close, and they handle all paperwork to transfer title and insure your TItle)5) Origination Fees (only charged by certain lenders to increase profit)Frankly, 6% is extremely high for closing costs in the state of Florida. 3% is a good rule of thumb when calculating closing costs on most conventional loans.

In my mind there are two paths you could go down that I would keep distinct and separate at this point.

I will say, at least here in Florida, there definitely is a distinction between mid and long term rentals.

They should have 2 distinct licenses; one will be in the company's name only and the other one will be in the broker's name showing them as being associated with the company from the first license.