The Federal Reserve has been keeping the rates artificially low.

It's just easier to give in to the urges to buy a Lexus and not another Toyota, to do most of your food shopping at somewhere other than Aldi, and of course, there are the children's expenses.Creating an environment of artificial scarcity through budgeting to get you extra money becomes more and more difficult.

Bob has declined further and his dementia has changed his behavior and he has yelled at people, and even has hit staff and refused to take his medicine.  

Instead banks held that cash which gave them the ability to hold back much of the incoming inventory in order to decrease supply and artificially raise prices.

Im also curious if anyone has used artificial grass on the front of their buildings by the side walks to cut down on maintenance and costs?

Essential items are things like medicine, medical equipment, important documents or such. 

Currently, my profession is in the medical field as I am a medical assistant for a well known Sports Medicine Clinic.

You can wind up with a artificial valuation too low or too high.We need to make investors understand that our cap rate was arrived at by X .

I'm a nurse, and as much as I love medicine, I don't looking forward to retiring at 80, lol. 

Zoning - Vancouver city council is an interesting beast; they'll allow huge condo developments on some areas, but are very strict in others - overall it's a big artificial constraint on development with very high fees (that then get passed to the consumers) - but that's not much different than many other cities.5.