I'd be happy to connect and share more details about the lending process.  

When I was "Mr Flip", I walked in day 1 of a property, folder under arm, my team trailing frantically taking notes because i was just walking room to room detailing every last detail of exactly what we were going to do, what I expected in finished product, and why we were doing it that way. 

Closing costs vary but are usually at least a few grand in addition to the origination fee which tends to vary between 1-3% of the loan amount.We have a simple yet detailed fix and flip calculator (cash flow tool) that clearly accounts for all of the relevant costs and gives you a sense of net profit, ROI and total cost associated with each project.

Anyways some more details to share.

Basically looking for a pretty simple template that specifies the renter details, duration, and acknowledges they will follow the rules for my condo association.

The 50% rule was fairly accurate to my more detailed underwriting. 

We dedided to do all the details exceptionally well, make sure we are in the top 10% from a quality, design, renovation standpoint when compared to our competition.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Detailed Due DiligenceConduct in-depth due diligence, including background checks, reference calls, and site visits to assess the sponsor's operational capabilities.

Essentially no income details are required and the loan is based off of the collateral of the property and income, calculated using the active rents, appraisal rent schedule or even STR income or projected income.