@Chris DeSisto I want to expand on this a little because the interpretation of mortgage banker here doesn't seem to fit my company or some of my largest competitors either.The difference between the basic terms broker and bankers seems to stem from one major deviation and that is whether or not you fund the loan yourself as a company.

I used to carpool home with a very seasoned PM, and we would be in the car together for 1-2 hours each day, and that poor guy got squeezed dry like a sponge by me for knowledge and information.

We just framed it all out, insulated, 2 windows, dry wall and it adds 300 sqft of living space.

I just sold off the old washer/dryer, then found some mold on the bottom of the dry wall.

This is where my question stems- is this even legal?

For example purposes, let's say all of that comes out to $25k, that nets the investor $75k... paying you 10% would net you $7.5k.Obviously, there are more intricacies to the two methods above than what I've given as an example, and I'm sure it isn't as cut-and-dry, but the point is what you've mentioned, and that is why not do a wholesale partnership?

That said, funding for Tech has been drying up a bit and i'm very cautious of the coming years.

Another friend of a friend almost purchased a set of commercial buildings when he found out that a dry cleaner used to accomodate one of the buildings.

These are 80-90 year old beams and had the expected drying cracks and settlement gaps.

The problem is never waterproofing one's basement, it's turning a wet basement into a dry basement.