Hi @Ying Lan,Thanks for posting in the forums.However, we do not allow self-promotion, and posts looking for real estate agents tend to generate a lot of self-promotion from the agents on the site.We've locked this thread so it doesn't get filled with these posts.

@John MorganIf you have the cash/financing, ability to multi task, then by all means keep looking and lock another one up.

By the looks of your profile your ear is a great one to bend.

If you get past that hurdle you might need a self locking gate and fence.  

Seems odd to take a buyer walking in with $ locked and ask them to wildly change. 

Your mortgage payment does get locked in.2% inflation... you get the idea.And, finally 3% inflation.This small change alone, has a pretty significant impact on your net worth if you assume that you put your savings into the stock market and could magically earn 8% per year from that (which I feel is optimistic).Here's a chart showing the difference in net worth between the 4 scenarios.And here's a zoom in showing just month 480 at the very end.Much of the difference in the networth is from being able to save more money and invest it in the stock market (since the one property you own is the same for all 4 scenarios).

A refinance will lock in a rate for 30 years and although rates are a bit higher now, they are still very low.  

On a high level, I can tell you that talking to a lender is a great first step (can get you referrals if you need them) because they can help you lock down on your financing and/or build out a plan for where your financing needs to be.

Sources of cash include:1) Personal funds2) HELOCs / HELs (not personally a fan of borrowing, but some folks are)3) Hard money lenders4) Relatives / friends / partners with cash on hand or easily obtained (retirement accounts, CDs, savings, etc)The reason a wholesaler wants cash, as others have noted, is most wholesalers lock up a property and promise to close within 30 days. 

Loosen the lock screws or clamps that hold the top (and bottom, if you have them) rails to the posts and take those down (you'll reuse those).