
17 December 2018 | 32 replies
In BC, every previously ( before 17 Oct) signed rental agreement is grandfathered with a no cultivating (growing) canibas clause, and if you have a no smoking clause then this automatically includes canibas.

27 September 2019 | 8 replies
Consider a car lease, at the end of the term you can purchase the car at the agreed price or turn it back. @ Joe Villeneuve says you have two separate contracts.

11 January 2020 | 81 replies
Our $15k/month RE is automatically deposited the same as our lowest rent unit.

3 November 2018 | 8 replies
I was a senior in college studying business management, evaluating my personal financial situation, and determined to be a wise steward of my first paycheck after I graduated, knowing I’d be climbing my way out of about $20,000 of student debt and several grand in auto loans.WhIle searchIng for somethIng productIve to lIsten to on a jog I found the bIggerpockets podcast.Ive learned more from BP than I ever dId In college.Despite math, my wife and I made the personal choice that we’d pay off our student and car loans before we got started.Fast forward three years later we paid everything off and saved $20,000.

31 October 2018 | 7 replies
Like Mihir its a decent area......i have an acquaintance that owns a body shop just south of that area......thats the only time i would go down there...... im a car guy.......and that area and south of it has a lot of body shops and machine/speed shops like automotion, RPM, quinlan....etc

30 October 2018 | 7 replies
That’s like saying a car is a car when buying a Chevy versus a Mercedes.

31 October 2018 | 1 reply
A quick glance at housing affordability in AustinMedian Household Income App (Forbes): $73,493 ($6,124/mos)Cost of Living (Forbes): 15% above nat'l avgMedian Home Cost (SFR-ABOR Stats): $302,250Assume 5% Down Payment Conventional Loan- 30 year amortization- $15,112.50 down pmt + any closing costs• Percentage of residents with less than $1,000 saved: 56%• https://www.gobankingrates.com/…/…/americans-savings-state/…- $287,137.50 amt financed- 4.375% interest rateHow the payment looks:PI= $1,433 mosIns= $105 mosTaxes= $458.33 mos (Assume $5,500/yr)HOA= $25 mos$2,021.3/mos PITIDTI’sHousing ratio= app 33% @ median income ($2021/$6124)FHA should be at 31% or less with Conv/VA/FHA being around the same although all have exceptions in placeTotal DTIThese hover between high 30%’s to manually underwritten total DTI’s in the 50’s or higher depending on the programs@ 45% Total DTI Ratio and assuming the above PITI pmt that gives a borrower approximately $734 per month in all other creditor debt (cars/cc/personal loans/etc)These numbers are not perfect but are rather a quick illustration of current housing affordability in Austin for Retail Buyers.Summary: Housing is becoming less and less affordable in the COA for end retail buyersAssuming increases in property taxes/insurance/interest rates on the horizon how does this affect us as investors?

26 October 2018 | 2 replies
Investment savings (automatic contributions each pay period and dedicated to investments outside of our Roth/401k’s)2).

8 January 2019 | 9 replies
There are two power systems, battery operated or hard wired, which allow the meter to communicate with a wireless router that sends the data to a database at the company (this is accessable to you the owner/property manager via the web) and then a bill is sent to the tenants automatically at a interval that you set.