I've made it no secret on BP that I think the subject to product takes advantage of sellers that aren't savvy.

I think it makes the highest class product of the three choices. 

Someone in your situation might think to explore Physician's Loans since you're DMD which would qualify you for 0% down and no PMI so I'd see if that's a fit alongside with other lending products.

So essentially, if you use that loan product, you wont have to worry about "using up" your low down payment loan quota.

No one is developing them it's too niche. it's more of a local developer type product but they are high cash flow and very low cost to operate and setup and you can pull out a lot of cash from refinance or sale. very little development. just focus away from rural markets you don't want to compete with overnight trucking. 

Also- you should be providing a product that outperforms the rest of the market.

Hey Everyone, I hope everyone has had a great productive day so far!

You should check out @Craig Curelop's book on the subject: https://store.biggerpockets.com/products/the-house-hacking-s...

Depending on the loan product used - to purchase a non owner occupied investment property you will need a 15-20% down payment plus closing costs.

This is not a non-owner-occupied investment loan product.