Hi Andrew - I use Reliant Energy (https://www.reliant.com) for the rental portfolio I own and the rentals I manage for others.You can ask Reliant for a month-to-month contract, instead of a 1 year contract. 

Would AirBNB still recognize me as the property owner and the one collecting the payments once they generate tax documents? 

You would be surprised but I have read resumes with mispellings, poor grammer, etc.I would recommend generating a comprehensive global cash flow spreadsheet that includes all of your RE owned.

I use a state-specific lease generated by Avail.

It is a practical way to dip your toes into real estate by using your primary residence to generate rental income.Meanwhile, for the patient investor, the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) is an incredibly effective method over time, allowing you to steadily build wealth through real estate.Both methods have served me well in navigating the Tampa market, and I would be happy to share more insights or connect with you if you're interested.Best regards,Jorge

Should we avoid the hassles of trying to fix up the house and just sell as is, or fix it up and rent it out for generational income, or fix it up and sell?

You're asking someone to spend a lot of time and energy to share what they've spent years - maybe decades - learning and developing.

It's worth forfeiting the interest rate at 4% if it means you can generate a better return with the capital you deploy.

Is the split one person has the capital but not the time/energy for the work, and the other is the opposite? 

You have a savings account tax deferred that always generates growth & yields dividends.