http://www.builderonline.com/money/caught-in-the-c...Maybe there is a way to help each other out in the future and maybe not.

I would need to be creative to make it happen and depend on the current and future rent income to pay financing.

Any cost analysis is only as good as the numbers you start with and the assumptions made about future events.

The ADU is meant for a parent at the present, but it may be rented out in the future.

But it becomes a much less attractive investment to an outsider when you know you could be facing future special assessments like that.  

My husband's day job is very important to him, too, but our portfolio is just as, if not more important to our future.

If you pull a claim, then other insurance carriers won't insure on future properties.

Due to this, it is less likely that we will have to compete with any new parks in West Baton Rouge in the near future.

with my future investments, I would love to have at least a little bit of cash flow, but I'm fully expecting to pay property management to manage remotely, and more focused more on growth potential / equity, and then to use equity to keep expanding. 

Instead, they typically provide cash for a percentage of your home's value (usually up to 30%) in exchange for a share of future house price appreciation.