I know something about “creative financing” as I have successfully navigated this method of property transaction for 45 years.  

Carrollton seems to have more due to the rolling hills nature of many neighborhoods in combination with bad dirt. 

I'm currently heavily considering the PRR method (Primary, rehab, rent) where I get a SFH renovate it during the year while living in it, rent it out after the year, and repeat.

If you do a  search of this forum you will find that financing properties in CR is an issue, though the nature there and lifestyle is very attractive

It's crucial to clearly communicate to tenants the nature of your relationship and their responsibilities.

And my average time to lease a unit is 17 days, via this method. 

I'd check dates of values and method of valuation.

But to touch on the earlier point, physical asset investing under the nature of debt, efficiencies of scale, tax benefits/drawbacks, and the power of delegation before you dip your toes in.

Understanding the calculation method and concept of each, and learning how to select properties for investment based on yields is important.

My method of funding my own projects was using private lenders, so I knew the process fairly well.