Yes @Michael Smythe I was planning on but I also have a small room in NYC (where I work) so the days I don’t want to drive I would stay here and go back to PA weekends but I spoke to a lender and said I would not qualify for that since it’s a bit far from my job and they might think I’m doing mortgage fraud it’s just complicated so she recommends just doing a conventional loan with 15-20% down payment and use it as an investment property Which at that point I’m not sure if it’s worth it.

Owning the property outright allowed him to address those costs comfortably and even negotiate a better deal on materials since he wasn’t rushing to meet a lenders timeline.Given that you want to learn and scale gradually, cash is a safer way to build your confidnece and investment foundation.

Planning for these expenses will give you a clearer sense of how many properties you can comfortably afford and what reserves you'll need to maintain in order to qualify to afford the property. 

Or at the very least be comfortable working a job but knowing that I don't have to if I don't want to.Options I’m Considering:1.

If you have less than 5 comps, go 12 months back and stay at .5 miles3.

Where would you want to stay?

@Ari LagunasAre you planning to stay in San Diego for the next 5, 7, 10 years?

They often have no choice but to stay and rebuild with insurance money. 

Even if you build according to FEMA guidelines, a storm is a storm and you virtually cannot stop them.I would personally go elsewhere if you are going to stay in this business...But Good Luck!!!

Hi NOah,To stay on top of market data, I recommend using a combination of national and local sources.