Tom, Arizona tried to implement racial profiling, that wouldnt address the illegal alien problem but would give police officers more leway to stop and harrass people with dark skin.

When you ask a PM company to put their own skin in the game via a master lease with them at 10% they all decline.

Cool man, no problem I made $35,000 on the deal, no skin off my back.About a year later the buyer's partnership broke up & they were all going their separate ways.

@Rob Gribben  Go Skin!!  

But she also know she has no skin in the game and she wants in so that we continue to do deals in the future, I'm lost on how she will gain her equity in the home since she's not on the deed/mortgage due to DTI as well. 

You put up 80% of the money (in exchange for a first mortgage lien on the property they acquire, and you get paid either interest or profit share), they put up 20% (so they have skin in the game) and they teach you what they're doing.

It's a tough market and you better have thick skin and a good property manager. 

Either a 20 year am 5/1 ARM or similar but with a balloon payment at 5 years.20% down payment is nice, some places will only finance 75% meaning you need 25% (it can also depend on the deal though with these smaller banks--sometimes they just want you to have more skin in the game).As far as ARM vs Balloon, that's a topic itself.

Most lenders I've ever known in my career would want significant skin in the game that didn't come from borrowing. 

I have read some of your and you seem to have some skin in the game.