The way the HML industry works is that there are maybe 5 big box lenders that do the bulk of the HML biz. 

Get your W-2 income up, and work on buying a spot that you can rent the rooms out, or a duplex you can rent the other side of. 

Could you find a spot with an ADU? 

@Greg H. these fake accounts are so obvious to spot. 

You can usually spot them by the old " My company is paying with a check story".

with maybe the exception of a parcel that is clearly served by city Sewer Water and have power and Tele / internet to the lot lines.. and you have double checked the hook up or Systems development charges and if they have capacity.. keep in mind many parcels in subdivisions that were basically built as recreational subdivisions decades ago.. ( think GLEN GARY GLEN ROSS and for sure watch that Movie is exactly how the industry was in those days) the original infrastructure was allowed to be built to maybe serve 20% of the development that was legal and now you have moratoriums and assessments etc etc..

Hi I am a midterm rental investor, travel nurse by trade, lived in multiple mtr on my travels, have a great desire to grow in this industry.

I have not had any direct contact with him, but the info on his site is typically spot-on and I link to it every now and again. 

They can provide firsthand advice and potential solutions.SummaryLegal and Financial Consultation: Get professional advice from a real estate attorney and financial advisor.Negotiation with the City and Lender: Try to negotiate terms that provide relief or feasible solutions for compliance and loan terms.Exploring Financial Options: Consider new financing, partnerships, and investment opportunities to raise the necessary capital.Community and Industry Support: Leverage the experience and advice of others in the real estate community.Each step should be carefully considered, and professional advice tailored to your friend’s specific situation is crucial.

Abel was correct in those spots.