If so then its really related to the investments and doesn’t effect you personally.

So, effectively getting some of the profit tax free. 

We have in effect done a pocket veto as we have not responded, but I plan on responding indicating we need above LTR rates otherwise we can just switch to LTR increasing our revenue due to reduced expenses.  

My goal: create an interest-free loan which is appealing to a potential homebuyer, yet doesn't make too big of a discount on my end.For example: If I sold my $300,000 house with 20% down ($60,000) over 30 years, at 6.7% interest rate: $1548.67 principal and interest per month1548.67 x 12 x 30 = $557,521.20What I would do would offer a lower monthly payment and no usury, but it would effectively be like a prepayment penalty.Arbitrarily, let's say 20% off the monthly payment, or $309.73 less per month: $1238.94 monthly payment.House would be sold at $446,018.40, which is $111,502.8 less than the total paid with a normal mortgage, but $116,018 more than the market price.

Zach & his team have been an essential part in helping me to develop this strategy, and most effectively execute it to make my passive income goals a reality!! 

I’ve found that a renovation to add a DADU wasn’t cost effective in my market.

If there is nothing to be done I focus on lead generation for the marketing firm which has been very fruitful.

Ideally, we want the entire process to be managed locally to Hawaii to maintain authenticity and manage logistics effectively (stamps from Hawaii and not the mainland).Unfortunately, I haven't found a local company on the Big Island that offers these services.

Sounds like it is effecting the lenders collateral and thats why they don't want to do it . should confirm though 

Another thing I would double check is the zoning and/or any restrictions that may effect the lot as some don't allow manufactured homes.