They have degrees and interests in different segments of what I think are important facets of the real estate game, one will be graduating with a degree in construction management and the other in accounting.

Originally, these two units were leased to two different types of business.

That seems to be different with a DCSR loan?

I can show you some really good stats about it and all of the different sub markets so you know what, in general, is a class A, B, C or worse and what markets to stay away from. 

In the commercial space, different rules may apply.Other than this, you'd have to discuss the logistics with your broker.

There are a lot of different avenues in real estate and it can be overwhelming when you first start out, but my advice is to just get the first deal under your belt.

We have properties in the Memphis Metro area, Lakeland/ Cordova, which are much different than other parts of Memphis and North Mississippi.

An annuity is definitely a different level of risk exposure than this type of an alternative investment. 

I'm looking locally to start out (mid size city in North Carolina) - is the answer a different market?

It's going to be a completely different story with the triplex we are purchasing.