Planning with a trained and objective third party might be beneficial in maximizing the efficient and effective use of your money.To paraphrase Eisenhower: A plan is nearly worthless, but the planning process is invaluable.Have fun in your retirement!

People pick up from that positive energy. 

I get smaller ones, energy star, so they don't suck as much electricity. 

I don't have any experience or references for you but I can tell you that vacation rentals require a lot more time and energy from a property manager and from what I have heard 25-30% is not out of line.

You now have to decide to dedicate the time, effort and energy.

When in a small, highly peculiar town, it's actually more efficient to ask our regional network.Plus it helps show factual like-minded teamwork.

That guy has efficient fixes to most rehab issues.

Seems like it could be efficient and make sure everyone is bidding the same.

The reason it's attractive to do now is that there are some reasonable unsecured home improvement loan products from the MN CEE (Center for Energy and Environment) that I can use to finance the adds since we currently owner-occupy the property.

The exception to this case would be some of the production builder floor plans that include an efficiency with "private" back door access on the bottom floor or a garage apartment as part of the new construction.I found some older duplexes farther towards West U area but the cost was way high in relation to the disrepair of the property due to land value.