One presumes that @Indy Smith is not a criminal seeking advice on an open forum as to how to commit fraud therefore anecdotal stories of criminal activity just don't seem applicable to me. 

My father was EB's attorney over 9 years ago and had committed suicide in 2012, noting Jerry and Shaun Cohen as well as the Ponzi scheme in his suicide notes.

Kinda like being a cop and writing a ticket - people immediately want to point at others speeding by or committing worse crimes - that is beside the point.

Additionally, how long is their contract for, i.e. are you buying the place with a commitment that they will be retained as the property manager for a certain amount of time? 

Now that my youngest is starting school on Tuesday, I’ve committed to start flipping. 

Because unless you are a veteran, or a spouse of a veteran (depending on how committed to this deal you are... haha...) 

So here’s the dilemma, realtor calls 1 day before closing and says, “I’m advising you that if you buy this house and plan on it being a LT rental but have the loan as a second home and not as an investment loan then you could be committing mortgage fraud” and she doesn’t want any part of it.

And most important I've made the decision to commit to doing everything it will take to reach my goal.

Just wait around and wish and pray that you’ll eventually get your act together and pay your commitments ?

If you are committed to being an agent and going to college at the same time, I would suggest enrolling in Western Governor's University (WGU).