We just did one for a client in the baltimore area were he was able to stay rent free and rented it to medical student .

My doctor looks (to me) as if she should be in high school.

I doubt it will cost you much more per month, but you REALLY don't want to be left holding the medical bills because you didn't properly disclose the swing set's existence when you were first insured.How is the condition of the swing set?

(currently a work in process).I have never had a problem renting out my condo, since its location is near a well known medical and law school.

In reality, in areas of historical high demand, that demand continues for many reasons (healthy local economy with a broad based job market, natural beauty, good schools, medical care, etc.) with demand comes higher prices.

My doctor looks (to me) like she should be in high school, but I still respect her expertise.

Although they are only 1 mile apart, #2 is in a bit better neighbor and is closer to major employees and a medical center, which its nursing/medical students and residents would be a good source of tenants.

(My credit was bad due to the Army/Government screwing up medical bill paperwork) so I was trying to help them feel more comfortable and mitigate some risk by paying upfront.

I would find it hard to believe that self-employed carpenters and gardeners or doctors are a protected class.

I used to be an agent and let my license lapse because I went into the medical field.