I recommend finding a tax strategist who specializes in real estate taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

If you plan on leaving after a year, rates will be much higher to refinance this as an investment home so doing the buy down probably wins out in that situation.

I appreciate the much needed advice, and I definitely plan on enjoying this ride.

Assets identified in this study include:Building Systems: plumbing, HVAC and electrical distributionInterior Construction: flooring, drywall partitions and ceilingsStructural Components: doors, roofing, windows and wallsPermanent Fixtures: emergency lighting, restroom fixtures and signageThis engineering-based cost segregation study included the following methodology:Physical Inspection through a site visitDocumentation review including architectural plans, accounting records and construction documentsA cost analysis which utilizes engineering principles in order to allocate costs to their applicable asset classificationsCalculation of the depreciation schedule using MACRSAs a reminder, bonus depreciation started to phase out in 2023.

Do you offer tax planning?

You're planning to operate this as a STR/MTR.

We want a camera system that:1) Connects to internet for remote monitoring via an office computer (not just a mobile device)2) Has motion-sensor alerts3) Records to the cloud, so a thief can't disable/steal the camera to hide their identityWe plan to remove these cameras once a property is rented and reinstall at the next vacant rental.Wi-Fi connection to internet is possible, but we'd also like to look into cellular connections to internet.What suggestions do you have please?

Immediate income and it's easy to cash out of it if and when he formulates another plan. 

@Johnny SmithThere are other ways to reduce your taxes besides real estate.I recommend finding a tax strategist who specializes in real estate taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

Need a creditor attorney ASAP, lenders are generally first for proceeds, but they absolutely will approve a plan you don't love.