I guess I'm not surprised because when I call my fellows agents, half or more of them can't be bothered to pick up their phone and would rather text, or whenever they actually pick up they always sound like they are at Target or getting a massage in the middle of the day, and not actually working. 

Although not 100% accurate, it will likely be the easiest way to split it.

I currently work for a luxury building materials company and my commute is about an hour and a half each way every day.

Each of you are putting in half of the down payment, but I'd consider agreeing to a 60/40 split of the net income in favor of them. 

It's the easiest way to try being a landlord without dealing with tricky renovation projects.

They charge 10% of rent each month along with a half a month's rent as a "finder's fee" for screening and finding a new tenant.

After 5 years, you’ve gained 325k in equity and lost about 75k in negative cash flow (over 5 years and a little less than half comes from your renting out your current property) so you are sitting at +250k, enough between your two houses for your dream home.

The easiest way to narrow down the best path for you is to decide how passive vs active you want to be. 

The easiest way you can probably do it is make sure it fits into a DSCR product.

Hello All,Matt Half G here.