@Elizabeth SaienniYes, I actually did end up doing this.

Originally posted by @Elizabeth Wilson:@Brian Adams - Thanks so much for not only sharing your story but responding to all these great questions!  

Originally posted by @Elizabeth Colegrove:Honestly I self manage and love it.

@Elizabeth,Thank you for welcoming me to BP and for all the enlightening steps.

Thanks @Kyle J. and @Elizabeth Colegrove ,  I've been getting mostly text messages.

Originally posted by @Elizabeth Colegrove:Welcome to Biggerpockets!

@Elizabeth Colegrove:"Where we are there have been a ton of short sales and foreclosures because of the circumstances in the area and bank".Excellent point, but the "economic"climate of an area affects both renters and buyers especially if they work in similar industries and have access to the same pool of jobs.

I've been reading a lot on housing wire, nasdaq, market watch, and mortgage orb, and it seems a big discussion occurring is whether or not nonbank servicers should have more regulations.Here is what I learnednonbank special servicers wield $1.4 trillion in mortgage servicing rights out of a nearly $10 trillion marketnonbanks use short-term financing to buy servicing rights for troubled mortgage loans that will likely not pay off until difficulties resolve in the long-termInfrastructures might not be able to handle the responsibility of servicing large volumes of mortgage loans17% of the 30 largest mortgage servicers were not banksnonbank special servicers more susceptible to economic downturns that could increase nonperforming loans that require servicer loss mitigationnonbank servicers don't require same capital levels as a large bank lenderreason for standards for banks was deposit insurance and the sense that IDIs could impose risks on taxpayers (not applicable to non-banks)A recent report from Fitch Ratings suggests rise of nonbank servicers threatens private-label residential mortgage-backed securitizations (nonbanks now service 74% of all private-label securities by loan count)higher risk to GSEs buying from nonbanks due to a counterparty that may default on financial obligations (representation and warranty obligations)Elizabeth Warren, instrumental in formation of the CFPB is pushing for study on nonbank servicers.I know there is a variety of different professionals on BP, and I'm trying to understand and, more importantly, weigh all the pros and cons and consequences that would occur if the FHFA were to impose stricter regulations on nonbank servicers.

Originally posted by @Elizabeth Colegrove:I don't do lock outs ;) per my lease it is there responsibility!

@Elizabeth Colegrove I think, by TIC, she is referring to a "Tenants in Common" deal.