I tried just putting up rolled insulation under the floor from the basement in the past but struggled because of how wide the joist were apart and how much they varied over the length of the run. 

Also, there is a difference between not having a door, where one simply needs to be put up on hinges and a door is framed out, versus something more wide open. 

This was truly a disparate report which will be reported to the state board governing appraisers.  

Hi @Tamasia Williams, HOA fees can vary widely. 

@Ryan TaylorHe probably just gets more hate because he’s so widely known.

The only thing that has changed is the advent of the internet making it more widely available and the marketing word Turnkey got introduced.    

Is there an interest rate for this case that is widely accepted?

Interesting wide generalization of a take.

I suspect we'll see some bumps in the road on both fronts over the next 90-120 days, or even longer (until a cure is widely available), but the fundamentals are still there for a strong real estate market. 

We just did a double wide job site trailer that was the bank branch while they were building the new branch.