I would suggest that any time you review refinancing that you examine it will a 3 year "break even" threshold.  

free application online i use www.rentapplication.net/

Look at your competitors in your market to understand what you're competing against  3) if you're using Furnished Finder, understand that it's a lead gen funnel only and not an online booking site.

Value is currently 230-250k.They bought it by refinancing their personal home.

They show on your tax returns, and bank statements.There are many underwriting tools to expose private money ones that claim they don't report to the bureaus- they also sell and securitize the loans so what they told you on the phone is of no value, they get reported.All NonQM standard DSCR loans show on your credit report.DSCR gone bad shows online, in court records and in the curbside view (property appears distressed and attracts code violations/fire inspections and investigations...

I haven't been able to find any information online about gross vs net buyout.

(not sure how they were able to get that loan and refinancing without permits?

Hi William.I maintain a Lowes Pro card that I use every time I make purchases either online or at the store.

The con of this though is that the monthly payment is much higher, thus reducing my cash flow significantly (if anything).Since I am somewhat new to real estate, I know there are more variables to consider like appreciation, or refinancing or HELOC down the road.

Not sure how much you are paying each month for your locks, but I see it is as a small price to pay to use their online portal to be able to remotely set/remove codes.