I've helped numerous Investors over the years and now want to start buying my own properties.

My net is significantly less due to numerous pre-tax expenses (Daycare FSA, Health FSA, retirement, etc etc) we gross around $56,000, a large difference from what I first posted.As far as SFH vs. multi-unit, I can certainly understand the desire for multi and the increased cash flow, however at the moment I don't feel we are up for the task.

If anyone is telling you otherwise, talk to the another lender/loan officer.Real estate investing is a very rewarding journey in my opinion.

To me it's less risk and better reward maybe.

The Journey Is The Reward by Jeffery Young.

Take your time and evaluate the cost, reward benefits and then make your decision.

But the rewards for the good deals more than make up for the ventures lost.

The point about the love affair goes to my point that love affairs are generally expensive and rewarding in other ways than financially!

Thanks in advance for your help.Josh,This has been discussed numerous times.

They also have raised MIP upfront and ongoing numerous times.