"Fear begins to melt away when you begin to take action on a goal you really want.'"

There is so much fear and panic right now.

There is a lot of fear, panic, and uncertainty right now.

Hello Allison, regarding point #2) I shared the same sentiment towards hard money when I just getting started, but now that I've got some experience, I've realized that was mostly out of fear and not knowing.

The absentee owners of this little nondescript rural gas station didn't want to close it for fear of not being able to reopen.

However, depending on the investor you are targeting, there is still a lot of worry and fear in the market, so interested investors are fewer and farther between, but still out there.And, specifically the 2% rule can make sense for SFR, but 16 unit apartments there are too many variables that make that rule null and void.  

The HML not coming through after doing all of the work to get the property under contract and then having a hard time refinancing are my biggest fears.

I personally have 3 tenants, all of whom are coming due in June, and I was debating if there was something I could do to show the working class tenants a level of compassion (all 3 of my tenants are current on rent but I fear the next few months in Florida will cause more changes).

That doesn't mean be fearful but you will just want to factor this uncertainty into your math and be extra conservative.

they want a non-refundable deposit and work on calming his/her fears that you will not perform as agreed assuming all the conditions of the contract are met.