Sounds like you put in a ton of work to maximize the value, and that basement addition was a smart move.I noticed you mentioned the NYC luxury tax and some of the rental pricing challenges—have you considered expanding your portfolio in markets where you don’t have to deal with those kinds of headaches?

You can read all the books, attend all the seminars and gain great insight from others, however nothing teaches like real life experience.

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.2.

DM me if you would like to have a conversation and I can guide you to people I know in the community that could help.

@Krissi Miramontes sounds like it was a nice project.

Keep in mind of the I/O(payments/period) and game plan on how fast you'd like to pay it down. 

This is the simplest method, but it also means your tenants are more likely to abuse the utilities by leaving windows open with the heat or A/C running, leaving lights on, ignoring the toilet that constantly flushes on its own, etc.3.

Fully renovated property all new untilities it seems like a grand slam deal. 

can check out local apps like eventbrite or meetups

However, I would like to hang my license with a broker who can teach and mentor me.